Gulfshore Business Daily: March 28

Naples is ranked on WalletHub's Home Overleverage Report, firms partner to service startups, The Immokalee Foundation vies for a major grant.


WalletHub on Tuesday released its 2019 Home Overleverage Report. In order to determine where homeowners have the most unsustainable mortgage debts, WalletHub compared the median mortgage debt to the median income and median home value in more than 2,500 U.S. cities. Naples was named among the Least Overleveraged Cities, with a median mortgage debt of $199,564, median house value of $860,600 and median income of $64,068. The city had a mortgage debt-to-income ratio of 311 percent and a mortgage debt-to-house value ratio of 23 percent. To view the full report, including more Southwest Florida cities, click here.


Accounting for Profitability LLC, which provides CPA services, financial and business consulting to clients primarily in Southwest Florida, and Clearwater Business Advisers LLC, a national mid-market general management consulting firm based in Tampa, have signed an agreement to provide expert business advice to companies in the Tampa-Naples corridor. Typically, large regional and global brand-name consulting firms are unaffordable for most small and mid-sized businesses. Area entrepreneurs seeking to grow their businesses will benefit from the capabilities both firms bring to today’s competitive business environment, a press release states.

Cummings & Lockwood


David Lawrence Center (DLC) will honor three individuals and businesses for their contributions to support the advancement of DLC’s mental health, substance use, and integrated healthcare solutions. The Celebration Reception and awards presentation will be held in their honor from 5:30-7:30 p.m. on April 15 at Naples Grande. Cummings & Lockwood, LLC, is being honored as Partner of the Year; Lavern Gaynor will be given the Stand-Up Award; and Honorable Janeice Martin will be named Advocate of the Year. This cocktail reception is free to attend. Registration is required. Register at, (239) 354-1445, or


Henderson, Franklin, Starnes & Holt, P.A. attorney Carlos A. Kelly (pictured left), a stockholder in the firm’s business litigation practice group, is continuing to serve as chairman of the IMAG History & Science Center’s (IMAG) Board of Directors. The 2019 IMAG Gala will be held on March 30, focusing on hurricane history. Gala attendees will be able to step inside a hurricane stimulator and learn about the major hurricanes that have impacted Southwest Florida. In addition to his work with IMAG, Kelly serves on the Chamber of Southwest Florida Board of Directors, the Uncommon Friends Foundation Board of Directors, and on SalusCare Inc.’s finance committee. He is a member of the Real Estate Investment Society and the Association of Eminent Domain Professionals. Kelly also has been a member of The Florida Bar’s Eminent Domain Committee for more than 10 years. Kelly received his undergraduate degree from Florida State University, magna cum laude, and his law degree from Emory University. He may be reached at (239) 344.1326 or via email at


Agtech company BMP Logic has teamed up with custom software company Stickboy Creative in Fort Myers to create soil probe software to help farmers dramatically conserve water and energy resources in near real time. BMP Logic will use blockchain technology connected to sensors on soil probes to securely keep track of water and fertilizer usage. This tokenized data will be able to provide highly accurate irrigation history, trends, automation, and predictive analysis to farmers and water conservation organizations in a simple interface that shows growers when and how much to water, according to a press release. Farmers also will receive alerts via text message and email, and a map will show pings from the probes to show their location. The outcome translates to higher profits for farmers while also helping to conserve water, which is BMP Logic’s company mission. BMP Logic has soil probes in six states, including Florida, and two countries on farms with 30 different crops.


Gulf Western Roofing is celebrating its 20th anniversary this month. Joseph Lamb Jr. founded Gulf Western Roofing in 1999 as a division of Lamb Construction Group. Since then, Gulf Western Roofing has expanded to two offices, one in Bonita Springs and one in Orlando, covering 15 counties and counting. The company has more than 50 full-time employees and works with multiple subcontractors across the state of Florida. Even with the company’s continued growth, the Lamb family still operates Gulf Western Roofing with the family-oriented values they opened their business with 20 years ago, a press release states. Gulf Western Roofing has participated in charities including the Blessings in a Backpack program, Meals on Wheels, Christ on Campus, Built to Honor, Toys for Tots, The Children’s Network of SWFL and multiple charitable golf tournaments.


SCORE Naples will host a workshop titled “So You Want to Start a Business?” from 5:30-7:30 p.m. on June 5 at the Naples Accelerator. The workshop will help attendees make an informed decision about whether or not they should start a business today or in the future.  It will take guests through the personal and professional attributes needed to start a business.  This workshop will also address what is needed in order to start a business, from idea to structure and financing. Jim Bolinger will present the event. Bolinger’s career has spanned nearly 40 years working in finance, organizational strategy, business planning and as a small-business owner. The event is $30 when registering online. For registration and to make payment, go to or call (239) 430 0081.


The Immokalee Foundation vies for $100,000 USA Today grant

The Immokalee Foundation is competing in A Community Thrives, sponsored by USA Today, a national fundraising challenge ending April 12. A Community Thrives is a nationwide program focused on helping nonprofit organizations by shining a national spotlight on their community building initiatives. The grant will benefit The Immokalee Foundation’s newest program, the Career Pathways Initiative – Professional Careers in the New Economy. Sixteen competitive national project grants ranging from $25,000 to $100,000 will be open to The Immokalee Foundation upon its demonstration of public support through its Crowdrise funding page. The number of contributions, in addition to the total dollars raised, is a major factor in demonstrating community support for the project. To support The Immokalee Foundation, click here and click the “Donate” button. Contributions of at least $10 will help The Immokalee Foundation qualify for the grants. All funds collected will directly benefit The Immokalee Foundation’s Career Pathways Initiative.

Youth Haven receives $57,000 grant from United Way of Collier County

The United Way of Collier County recently awarded Youth Haven a $57,000 grant. The money will be used for Youth Haven’s Rapid Rehousing program, which helps locate permanent housing for homeless families with children. Youth Haven staff assists these families in locating housing and follows up with case management and other community services such as money-management and education. For more information, please email or call (239) 687-5165.