Southwest Florida stands to lose at least $877,000,000 annually due to natural disasters, according to FEMA’s National Risk Index. 

The index looks at the potential damage caused by hurricanes, flooding and the like, and estimates how much that would cost in damages in each county. Collier ($307,633,018), Lee ($448,543,023) and Charlotte ($120,875,120) all rate “relatively high” on the index’s risk scale, primarily due to the area’s susceptibility to major hurricanes. The densely populated Miami-Dade, Broward, Palm Beach and Hillsborough counties are the only ones in the state that rank higher.